Rent route
~€170,000 total
Government fees of €97,000, a home rented for at least €14,000 a year for 5 years, anywhere in Malta or Gozo, and a €2,000 donation. The rent is a cost, not an asset.
Overview
The Malta Permanent Residence Programme (MPRP) grants permanent EU residence on approval, with no minimum stay and no need to relocate, and covers up to four generations of your family on one application. Malta is an English-speaking EU member (since 2004) in the Schengen Area and the eurozone, with a stable legal system that blends common and civil law.
The programme has four obligations: government fees of €97,000, a qualifying home rented or bought for at least five years, a €2,000 donation to a Maltese charity, and health insurance for the family. A one-year temporary residence permit can be issued early in the process, once initial background checks are complete. The current rules are set by Legal Notice 146 of 2025.
Investment options
Choose your route
Purchase route
€375,000 property
A home bought for at least €375,000, anywhere in Malta or Gozo, plus €97,000 in government fees and a €2,000 donation. The property remains yours and may be let out when you are not using it.
Costs
What to budget for
Fees at a glance
Administration fee
€15,000 on application, €45,000 after approval in principle
€60,000
Government contribution
The same for the rent and purchase routes; paid after approval in principle
€37,000
Charitable donation
To a registered Maltese charity
€2,000
Each adult dependant
Parents, grandparents and adult children; your spouse and children under 18 carry no extra contribution
€7,500
Residence card
Card valid for five years and renewable
€500 per person
Worked examples
Family of four, rent route
- Rent, 5 years at €14,000€70,000
- Government fees€97,000
- Charitable donation€2,000
- Residence cards (4 × €500)€2,000
TotalAbout €171,000
Two adults and two children under 18. Plus health insurance and professional fees. Rent is not recovered.
Family of four, purchase route
- Property (minimum)€375,000
- Government fees€97,000
- Charitable donation€2,000
- Residence cards (4 × €500)€2,000
TotalAbout €476,000
Two adults and two children under 18. Plus stamp duty, notary fees, health insurance and professional fees. The property remains an asset.
Indicative figures, October 2026. Your consultation confirms the full cost for your family.
Also budget for
- Government and application feesSet by the government; they rise with each family member included.
- Due diligenceBackground checks, charged for each adult applicant.
- Professional and legal feesFor preparing and filing your application.
- Ongoing costsSuch as health insurance, property upkeep or renewals.
Costs depend on who is included. We give you the exact figure for your family in writing after a free consultation.
Benefits
What you gain
Permanent residence on approval
No minimum stay and no need to relocate
Four generations on one application
Visa-free travel across the Schengen Area
English is an official language; no language test
A one-year temporary permit early in the process
Travel reach
Where this takes you
Visa-free travel across 29 Schengen countries
Up to 90 days in any 180. This does not include the right to live or work in other EU countries.
Family
Who can come with you
Main applicantEligible
Spouse or partnerEligible
ChildrenEligible
ParentsEligible
GrandparentsEligible
SiblingsNot included
Spouse, children, parents and grandparents (four generations)
Process
How the application works
Weeks 1–6
Consultation and preparation
We check eligibility, assets and family members, then your documents are prepared. A viewing trip to Malta can be arranged if you would like one.
On filing
Application filed
Your application is filed with the Residency Malta Agency, with the €15,000 first payment. Once initial checks are complete, a one-year temporary residence permit can be issued while the file is reviewed.
About 4–6 months on the official guide
Approval in principle
Then the €82,000 balance of the government fees, followed by the lease or purchase of your home, the donation and health insurance.
After the final steps
Biometrics and residence cards
One visit to Malta for biometrics. The family receives the certificate of permanent residence and five-year residence cards.
Requirements
What you need to apply
Aged 18 or over, and not an EU, EEA or Swiss citizen
Assets of at least €500,000 (€150,000 liquid) or €650,000 (€75,000 liquid)
Clean criminal record, with strict due diligence
Eligible under Residency Malta's rules (we check this on your first call)
Health insurance covering Malta and the rest of Europe, for the whole family
The qualifying home kept for at least 5 years
Things to know before you apply
- —This is a residence programme. Malta's citizenship-by-investment route closed after an EU court ruling in April 2025.
- —Residence lets you travel across the Schengen Area for up to 90 days in any 180. It does not give the right to live or work in other EU countries.
- —Working in Malta needs separate work authorisation.
- —Adult children qualify if they are under 29, unmarried and financially dependent on you.
- —After five years you may sell or change your home, but you must still keep a home in Malta, owned or rented.
- —Timings vary with background checks. Approval usually takes about 4 to 6 months.
Ask about this programme
Ask anything about Malta Permanent Residence
Try one of these, or write your own question.
About Malta
EU member
Since 2004
Schengen
Since 2007
Currency
Euro (since 2008)
Capital
Valletta
Population
About 575,000
Size
316 km²
Languages
Maltese and English
Flights
2–3 hours to most major European cities
FAQs
Questions, answered
Speak to an adviser about Malta Permanent Residence
A free 30-minute call to confirm the route, costs and timeline for your family.
Book a consultationLast reviewed 4 Oct 2026. Figures are indicative and exclude fees unless stated. Programme rules change; we confirm current terms in writing before you commit.