Investment funds
€500,000
Units in regulated Portuguese funds that are not property funds, with at least 60% invested in companies based in Portugal. The most popular route.
Overview
Portugal's Golden Visa gives investors and their families a residence permit in one of Europe's safest, most liveable countries, with visa-free travel across the Schengen Area. Since October 2023 the programme no longer accepts real estate; the main route today is a €500,000 subscription to regulated Portuguese investment funds.
The permit asks for very little time in the country, which suits families who want an EU base without relocating immediately. Portugal changed its nationality law in May 2026: most applicants now need 10 years of legal residence before applying for citizenship.
Investment options
Choose your route
Company investment
€500,000
Capital to set up or strengthen a Portuguese company, creating or keeping at least 5 permanent jobs.
Scientific research
€500,000
Contribution to approved public or private research institutions.
Arts and heritage
€250,000
Support for artistic production or the preservation of national heritage.
Company creation
Job-based
Creating a company in Portugal with at least 10 permanent jobs.
Costs
What to budget for
Also budget for
- Government and application feesSet by the government; they rise with each family member included.
- Due diligenceBackground checks, charged for each adult applicant.
- Professional and legal feesFor preparing and filing your application.
- Ongoing costsSuch as health insurance, property upkeep or renewals.
Costs depend on who is included. We give you the exact figure for your family in writing after a free consultation.
Benefits
What you gain
Visa-free travel across the 29 Schengen countries
Live, work and study in Portugal
Family included on one application
Very low minimum stay
Path to permanent residence after 5 years (basic Portuguese required)
Access to Portuguese healthcare and education
Travel reach
Where this takes you
Visa-free travel across 29 Schengen countries
Up to 90 days in any 180. This does not include the right to live or work in other EU countries.
Family
Who can come with you
Main applicantEligible
Spouse or partnerEligible
ChildrenEligible
ParentsEligible
GrandparentsNot included
SiblingsNot included
Spouse or partner, dependent children, dependent parents
Process
How the application works
Week 1
Free consultation
We confirm the programme fits your goals, budget and family.
Weeks 2–8
Tax number, bank account and investment
Portuguese tax number, bank account and fund subscription, all arranged for you.
Often 12 months or more
Application and biometrics
Online application, then a visit to Portugal for biometrics.
Varies
Permit issued
A 2-year permit, renewable while you keep the investment. Permanent residence can be requested after 5 years.
Requirements
What you need to apply
Valid passport and clean criminal record
Proof of lawful source of funds
Investment held for at least 5 years
Health insurance valid in Portugal
Portuguese tax number and bank account
Things to know before you apply
- —Real estate no longer qualifies (since October 2023).
- —Citizenship now requires 10 years for most applicants and counts from the date the first permit is issued. Only citizenship applications already lodged by 18 May 2026 stay under the earlier 5-year rule; holding or applying for a Golden Visa before that date does not preserve it.
- —Processing times depend on the immigration agency's backlog and can be long.
Ask about this programme
Ask anything about Portugal Golden Visa
Try one of these, or write your own question.
FAQs
Questions, answered
Speak to an adviser about Portugal Golden Visa
A free 30-minute call to confirm the route, costs and timeline for your family.
Book a consultationLast reviewed 5 Oct 2026. Figures are indicative and exclude fees unless stated. Programme rules change; we confirm current terms in writing before you commit.